Our Services
Every tax debt situation has a solution.
We know which one is yours.
Our licensed IRS Enrolled Agents have resolved every type of tax debt — from $5,000 to over $1 million. We don't guess. We build a strategy based on your specific financial situation.
Settle for less than you owe.
Offer in Compromise
An Offer in Compromise (OIC) allows qualifying taxpayers to settle their entire tax debt for significantly less than the full amount owed. The IRS accepts OICs when there is doubt about collectability — meaning the IRS believes it cannot collect the full amount within the collection statute.
How It Works
- 1We analyze your income, expenses, assets, and equity to determine if you qualify
- 2We calculate the lowest possible offer amount the IRS is likely to accept
- 3We prepare and submit a complete, airtight OIC package on your behalf
- 4We negotiate directly with the IRS and respond to any counteroffers
- 5Once accepted, you pay the agreed amount and your remaining debt is forgiven
Clients have settled debts of $100,000+ for as little as $1,500.
Individuals and businesses who cannot pay their full tax liability, or where doing so would create financial hardship. Not everyone qualifies — our enrolled agents will assess your situation honestly.
A payment plan that fits your life.
Installment Agreements
If you can't pay your tax debt in full but can make regular payments, an IRS Installment Agreement lets you pay over time — stopping collection actions, wage garnishments, and bank levies while you're in compliance. We negotiate the terms so your monthly payment is actually manageable.
How It Works
- 1We review your financial situation to determine the right type of agreement
- 2We negotiate directly with the IRS for the lowest possible monthly payment
- 3We handle all paperwork and IRS communication
- 4Once approved, collection actions stop and you make monthly payments
- 5We monitor your agreement and help if your circumstances change
Monthly payments negotiated to fit real budgets, not IRS demands.
Taxpayers who owe back taxes but have regular income and can make monthly payments. Multiple agreement types exist — streamlined, partial pay, and others — and we identify which is best for you.
Remove penalties that shouldn't be there.
Penalty Abatement
IRS penalties — failure to file, failure to pay, accuracy-related — can add 25–50% or more to your original tax debt. In many cases, these penalties can be reduced or eliminated entirely. We challenge them aggressively on your behalf using IRS-approved abatement programs.
How It Works
- 1We audit your penalty history to identify which penalties are challengeable
- 2We determine eligibility for First-Time Penalty Abatement (FTA) or Reasonable Cause
- 3We prepare a formal penalty abatement request with supporting documentation
- 4We follow up with the IRS and appeal any denials
- 5Approved abatements reduce your total balance immediately
Penalties represent 25–50% of many clients' total debt — we fight to remove them.
Taxpayers with a history of compliance who had a one-time lapse, or those who can demonstrate reasonable cause (illness, natural disaster, bad advice from a tax professional, etc.).
Stop the IRS from taking your paycheck.
Wage Garnishment Release
If the IRS is garnishing your wages, they can take up to 70% of your disposable income every pay period. This is one of the most aggressive collection tools the IRS uses — and one of the most urgent situations we handle. We can often stop a garnishment within 24–48 hours.
How It Works
- 1We contact the IRS immediately on your behalf to halt collection action
- 2We establish your rights and request a Collection Due Process hearing if needed
- 3We negotiate a resolution — installment agreement, OIC, or hardship status
- 4Once a resolution is in place, the garnishment is formally released
- 5We ensure your employer receives the release notice promptly
Garnishments stopped fast, income protected, resolution underway.
Any taxpayer currently subject to an IRS wage garnishment or levy. Time is critical — the sooner you contact us, the faster we can act.
Clear the cloud on your credit and assets.
Tax Lien Removal
A federal tax lien is a public claim against all your property — real estate, financial accounts, vehicles. It damages your credit, makes it nearly impossible to sell or refinance property, and follows you until the debt is resolved. We work to have liens withdrawn, subordinated, or discharged.
How It Works
- 1We review your lien status and identify the best removal strategy
- 2We negotiate full payment, OIC, or other resolution to satisfy the underlying debt
- 3We file for lien withdrawal, subordination, or discharge as appropriate
- 4We follow up to ensure the lien is properly released from public records
- 5We help you understand the impact on your credit and next steps
Liens removed from public record, credit restored, assets freed.
Taxpayers with an active federal or state tax lien who have resolved or are resolving the underlying debt, or who need lien subordination to refinance or sell property.
Pause collections when you can't pay anything.
Currently Not Collectible
If your financial situation is so dire that paying anything toward your tax debt would prevent you from meeting basic living expenses, the IRS can place your account in "Currently Not Collectible" (CNC) status. This stops all collection activity — garnishments, levies, liens — while your hardship continues.
How It Works
- 1We document your income, expenses, and assets to demonstrate genuine hardship
- 2We submit a formal hardship request to the IRS with supporting evidence
- 3Once approved, all collection activity is suspended
- 4We monitor your account and advise you if your status is reviewed
- 5We use the CNC period to plan a longer-term resolution strategy
All collection actions paused; breathing room to stabilize your finances.
Taxpayers whose monthly allowable expenses equal or exceed their monthly income, leaving nothing available for tax payments. This is a temporary status — the IRS reviews it periodically.
Not Sure Which Applies to You?
We'll figure it out together — for free.
Our enrolled agents will review your situation and recommend the right path forward. No obligation, no pressure.
Get a Free Consultation